All that Glitters Is Not Gold: Private Label Credit Card Blow-Up at Kay Jewelers, Hared and Sterling Description Folks at Sterling Jewelers, the parent of mass market retailers Zales, Kay Jewelers, and Jared could have saved millions if they read (and followed) the book. If you know that you want to make a big purchase from Kay then it is worth looking into possibly applying for the LONG LIVE LOVE Credit Card. Why wouldn't you just use a visa or master card? Get all the details of Kay Jewelers Credit Card including APR, annual fee, reward points, so you can apply for the right card today. Let’s take a look at some of the other details of the Kay Jewelers credit card. Additional Get it Fast locations are being added soon. You need at least 24 months of consistent, on time payment history to have any kind of real credit/score. If you prefer traditional jewelry stores with physical locations across the country, both Kay and Zales have a vast selection of jewelry, and both also offer financing through store credit cards for customers with credit that at least falls within the fair range. It can only be used in-store at Kay Jewelers or on Kay.com. KAY Jewelers Credit Card Accounts are issued by Comenity Bank or other lenders as applicable. If you are planning a hefty purchase at Kay Jewelers, opening a Kay Jeweler credit card may be a good option. The Kay Jewelers Credit Card is a retail card that offers financing, and lets you carry a balance to pay over time. Using kay jewelers credit card you have advantages over cash and checks. Can I receive a copy of my Kay Jewelers Credit Card Agreement? Then if you needed to consolidate it would be easier. Kay Jewelers credit card If the moment for a proposal is right you don’t need to wait until your finances are perfect. So we are pleased to introduce the Gold Card. For one the APR is low starting at 17% which is very competitive. Credit cards available, specific to each jeweler (there is a separate Kay and separate Jared credit card) Regular Maintenance includes resizing, prong tightening, clasp replace Extended Service Plans may be purchased for a lifetime price, and includes more advanced repair and maintenance coverage, minus any loss, theft, or purposeful abuse doxo is the simple, protected way to pay your bills with a single account and accomplish your financial goals. Pay your Kay Jewelers bill online with doxo, Pay with a credit card, debit card, or direct from your bank account. While it is an online-only jewelry store, it has a wide selection of quality products, and its prices are notably lower than its competitors. You should be able to use it online on the Kay website. Varies by state and can depend on your credit. [16] A copy of the current Kay Jewelers Credit Card Agreement may be obtained at the following link. Annual Percentage Rate (APR) for purchase: 17% to 26.99%. You can call Kay Jewelers at (855) 506-2499 toll free number, fill out a contact form on their website www.kay.com, or write a letter to Sterling Jewelers Inc, 375 Ghent Road, Akron, Ohio, 44333, United States. The Kay Jewelers credit card offers two repayment timelines: 12 months or 36 months. Pinterest. Contact Kay Jewelers customer service. Kay Jewelers is a retail jewelry store with over 3,500 stores in the US, UK, and Canada. You cannot use it at other merchants like you would a major credit card (cards with the visa, mastercard, discover, etc logos) Some stores allow you to use their charge cards … Kay Jewelers Credit Card – Kay.myfinanceservice.com. The Gold Credit Card. The company has made the process quick and easy with the ability to apply online. Top of the Page. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session. Then you will still only have a very limited credit history. Most jewelers have a 30 days return policy! Twitter. The Bureau's investigations concluded that Sterling violated the Consumer Financial Protection Act of 2010 by signing customers up for store credit without their knowledge or consent and enrolling them in payment-protection insurance. Retail charge cards usually don't have expiration dates on them. Having a Kay Jewelers credit card gives you this flexibility to shop for your next favorite jewelry or find something special for someone else. So we are pleased to introduce the new Kay Jewelers credit card. Interest Rates & Fees. At Kay Jewelers, we're committed to giving our customers exceptional service and making shopping with us a pleasure - easy and convenient for you. MyFinanceService.com’s 2020 information. Credit card practices case On January 16, 2019, Sterling Jewelers paid $11 million under a settlement with the Consumer Financial Protection Bureau . 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